Business Health Risk Assessment

Name:

Email:

Is the business run as a one man band:

Do you have a strong finance director:

Do you have strong managers in the business below board level:

Do you have a major dispute between either directors or shareholders:

Do you have a succession plan in place:

Can you clearly define what it is that makes people buy from you rather than your competitors:

Do you have a clear picture of where you want the business to be in 3 years time:

Do you have a written realistic plan as to how you intend to get there:

Is your industry or sector or market going through significant change:

Are you changing your business fast enough and investing enough in it to respond:

Do you have a budget and prepare managment accounts and investigate variances:

Do you know how much cash you may need in the next year and do you have access to this cash:

Do you have costing systems and measure customer and product profitability:

Are you above your industry average for delivery service levels and quality:

Are you slower than average in your industry at turning your stock over and collecting your cash:

Do you have relatively high levels of borrowings

Are you experiencing very high rates of growth

Are you going through a major business change that is stretching your resources:

Are you suffering from some catastrophic event such as a fraud or fire or flood:

Do you have all your eggs in one basket with a single big project or customer or supplier:

Are turnover and or profits stagnating weakening or declining:

Are there real financial signs of difficulty such as poor ratios for your sector or credit rating:

Is creative accounting being used to hide difficulties or has accounts produced stopped:

Are signs of cash shortages starting to show with capex delayed or staff leaving or supply stoppages:

Are there terminal signs of Crown arrears reducing bank facilities or creditor legal actions: